Personal Finance & Budget Tracker (Google Sheets)

Take control of your money without learning new software. This Google Sheets budget tracker is a polished, ready-to-use spreadsheet that helps you track income, expenses, savings goals, and monthly spending — all from a tool you already know.

No apps to install, no subscriptions to manage. Just open in Google Sheets, plug in your numbers, and watch the dashboards come to life.

What’s Inside:

• •Monthly Budget Dashboard — A visual overview of your income vs. expenses for any month. See where your money goes at a glance with auto-updating charts and progress bars.

• •Expense Tracker — Log daily expenses across 15+ pre-built categories (housing, groceries, transport, subscriptions, dining, healthcare, and more). Add your own custom categories anytime.

• •Income Tracker — Record salary, freelance income, side hustles, and passive income streams. Track multiple sources with monthly and yearly totals.

• •Savings Goals — Set up to 5 savings goals with target amounts, deadlines, and visual progress bars. Track emergency funds, vacations, big purchases, or debt payoff.

• •Annual Summary — A 12-month bird’s-eye view with total income, total expenses, net savings, and month-over-month trends. Perfect for year-end reviews and tax prep.

• •Debt Payoff Tracker — List outstanding debts with balances, interest rates, and minimum payments. See your total debt shrink as you log payments.

Works in Google Sheets (free) or Excel. Just duplicate the template and start tracking. No formulas to write — everything is pre-built and ready to go.